Low interest rates are shoring up house prices that might otherwise be deemed unaffordable, a Bank of New Zealand economist says.

BNZ senior economist Craig Ebert said although many big forces were

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Property experts have called for first-home buyers to be exempt from tight borrowing restrictions, saying more than 1 million Kiwis have been locked out of owning a home.

Property Institute of New Zealand

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Housing market activity in the month of September failed to meet the high of previous months, with this year being dubbed "the year of unpredictability".

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New rules aim to make sure buyers at least have a better understanding of the financial obligations they are signing up for when they take on a home loan.

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ASB has cut some of their mortgage rates, with two of them to market-leading levels - their new six month 'special' is now the lowest in the market for that term at 4.85%.

Their new eighteen months

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Home owners can breathe a sigh of relief, with short-term mortgage rates unlikely to rise until late next year.

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As many as one in four homeowners are treading water on their mortgage repayments, making no attempt to repay the debt.

It is easy to see the appeal of an interest-only loan. Borrowers save money by

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The housing market had eased slightly but valuers say home buyers are likely to come back in force now that that spring is here and the election is over.

New Zealand's largest valuation and property

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There are a number of changes we've heard and seen implemented over the past couple of months which make it more difficult to borrow above 80% with the trading banks.

There are still a number of

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Auckland's auction 'fever' is apparently about to cool now the Reserve Banks home loan restrictions have come into force.

When buying at an auction, the sale is unconditional.  But this is more

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