New Zealanders blame investors, foreigners and net migration for the housing crisis, with only 11 per cent accepting the Government's view that lack of supply is the leading cause, according to a

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Soft Landing

The most palatable scenario is probably a soft landing, where house price growth slowly tapers away and Kiwis' incomes increase to catch up and make housing more affordable again. There

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The Reserve Bank is pushing for powers to impose income-based lending restrictions though it says it would not use them right now. The central bank wants to be able to use debt-to-income (DTI)

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The Reserve Bank has cut its official cash rate by 25 basis points to a record low of 2.5 per cent.

ANZ Bank, New Zealand's biggest bank has cut its rates, reducing its floating home rate by 25

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Homeowners have been spared the threat of mortgage rates above 8 per cent, as the Reserve Bank continues to hold back on interest rate hikes. The central bank kept the official cash rate (OCR) on

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Up to a quarter of Kiwi mortgages are interest-only loans. But the Commerce Commission says it has no plans to investigate interest-only loans, as Australian regulators crack down on the products

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The Reserve Bank left the Official Cash Rate unchanged at 3.5 percent, with the next move likely to be a rise late next year.

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Banks are worried middle aged home buyers are too old to pay off their mortgage before they retire. But a banking expert said banks would never admit to imposing an age limit because it was illegal to

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According to an international property expert, New Zealand is only experiencing the "beginning" of the Chinese interest in our property.

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A quarter of a century after pioneering inflation targeting, New Zealand’s central bank is recommending the use of additional tools to control prices as its influence over long-term domestic

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All signs point to mortgage rates going up next year with the Reserve Bank warning that the official cash rate would rise next year. 

Westpac increased their fixed interest rates this week, following ANZ

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The Reserve Bank expects strong house price inflation to continue longer than previously though.  This has been attributed to low interest rates, rising migration and a shortage of supply in our

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Reserve Bank relaxes 80% cap on lending

We are now able to get more than 80% lending against properties being constructed.

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