One of the good things about a holiday break is that it allows you to reflect on the good (and bad) things from the year before.

The start of a new year is often a time that people think about

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Ratings agency Fitch has cut its outlook for the NZ economy for positive to stable while keeping its rating at AA.

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The Reserve Bank has kept the official cash rate (OCR) at 2.5 per cent today, but hinted it could be lowered later this year.

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Auckland first-home buyers' wages are nowhere near keeping up with the increase in the city's house prices a new report into housing affordability shows.

Even cheaper houses in almost all regions of

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New Zealand's housing market continued to strengthen in December, with several regions hitting new record prices, while Auckland lagged behind following restrictions to curb activity in the

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Bank of New Zealand and SBS have cut home loan rates, kicking off the first flurry of activity for the new year.

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The Reserve Bank surprised markets yesterday by suddenly introducing the possibility of rate cuts, announcing it's next interest rate move could be either up or down.

As expected, the bank kept its

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By 2010 Ireland's house prices had fallen 35 percent from 2007 levels.  A similar situation could develop here in New Zealand say some experts.

The same factors that plunged Ireland into its housing

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The latest round of mortgage wars is heating up, with the ASB, ANZ and Co-operative Bank announcing cuts to their interest rates in the fight to attract customers as we move into what is

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House values in Auckland rose at almost twice the rate of the rest of New Zealand and are now 39.4% higher than the previous peak in 2007.

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The amount of empty office accommodation within Auckland's CBD has fallen for the fifth consecutive year, reflecting the city's strong economic performance.

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Kiwibank has opened what is expected to be a bidding contest for mortgage business with a cut to its two-year fixed interest rate.

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NZPIF requested a meeting late last year to clarify and discuss reports that the Reserve Bank Governor wanted to limit the number of rentals that investors could own.

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Reserve Bank figures have shown that credit card debt has shot up to a record high and is concerned about the household debt-to-disposable income ratio,

Economists said some of the increase was

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There is increasing speculation that the Reserve Bank is going to increase the official cash rate. If they don't put it up in the immediate future then all indications are that all rates will go up

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Apartment living is on the rise in New Zealand, as more and more Kiwis try to find a way into the property market. 

The emerging trend towards a more compact style of living is especially prominent in

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Waitakere and South Auckland are leading the charge as property values increase to record highs.  The trend is expected to continue, although it is the rate of increase will be lower in 2014.

On the

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One quarter of the vacant state houses up for sale have been snapped up by first home buyers.

Under the FirstHome scheme, the homes can be purchased if a person earns less than the average wage,

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Property Seminar covering all aspects of buying and selling property in today's market

Monday 18 February 2013, 7:30 pm – 8:30 pm

Glenfield Community Centre, Cnr Glenfield Road and Bentley Avenue

Do you

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Mortgage approvals reached their highest levels in almost four years last month...

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The view from the ANZ Economist as at January 24, 2013
ANZ's carded mortgage rates are unchanged from December, leaving the 6 month and 1 year rates of 5.25 percent as the cheapest rates on offer.

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