As borrowers, we automatically assume that banks are there to lend money, right? The answer is – not always.

Right now, there is more than one major bank who would stop lending today if they could.

...

Don't expect interest rates to stay still despite the Reserve Bank's decision to keep the official cash rate on hold - that's the warning from one rate watcher.

The central bank maintained the cash rate at

...

Home loan interest rates are likely to be lower in six months’ time than they are today, Westpac’s chief economist says.

...

TSB has announced that from Friday 6th February they will be making 10 year fixed rate home loans available to customers.

...

Banks were already trimming mortgage interest rates earlier this month, but interest rates are tipped to drop to new lows as competition becomes an all-out war.

...

KiwiSaver has enjoyed huge success since it began in 2007, far exceeding participation expectations and quickly becoming an important part of New Zealand.  However, a new report by the University of

...

Property prices in Auckland's less-favoured suburbs are catching up as home-buyers are looking at properties in less expensive suburbs in a bid to get on the property ladder.

Experts say the city is

...

Last week experts were predicting that the New Zealand dollar would decline against the Australian dollar as their central bank removed easy bias.

This is after the NZ dollar reached an eight year

...

The Reserve Banks restrictions on low value-to-ratio mortgages last year put a dent in the plans of some would be home owners if they didn't have at least 20 percent deposit.

But there are still

...

Credit card debt is on the rise.  If you want to get rid of your credit card debt faster – then make sure you are getting the best deal.

Changing from one bank to another could save you thousands of

...

Insurance companies are starting to review their approach to insuring your home. This is a direct result of the earth quake risks in New Zealand and insurance companies are going to move to a value

...