All signs point to mortgage rates going up next year with the Reserve Bank warning that the official cash rate would rise next year. 

Westpac increased their fixed interest rates this week, following ANZ earlier in the week.  Banks tend to follow each other, although BNZ and ASB have not yet announced rate increases.  Both ANZ and Westpac have pointed to the rising cost of wholesale and customer funding.  The demand for fixed rate mortgages is strengthening as the message gets through that rates will go up in 2014.

If you've been sitting on floating for a while it is time to look at your fixed rate options.

Edge Mortgages can take care of this for you at no cost and make sure you get the best rates when re-fixing your mortgage.

Contact us to discuss your options.