Self Employed

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Mortgages for the Self Employed

Self employed and looking for a home loan?

We know that there are different challenges facing you as opposed to people that earn a salary or wages.

Firstly, being self-employed means that your accountant will try to present your financial accounts in a way that reduces the amount of tax you have to pay.

Unfortunately, this is usually the opposite of what you need to show to get a mortgage from a bank.

We are experienced in reading financial accounts and have skills in extracting a number of items within them that can be added-back into the income side. On top of this we understand that some banks are happier to take self-employed income than others and will also allow just one-year of trading results instead of two or more.

If you are self-employed and thinking of purchasing, get in touch with us – we’d be happy to help.

Why Use a Mortgage Broker?

Because we can save you time and money

We can even get you that dream home that you might otherwise miss out on. Or enable that development project to build your business.

Find out more about why you should use a Mortgage Broker or just get in touch.

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