Sorry, I have been very busy of late, but meant to send you, Glen and the team a big thank you for making the NZ refinance such a painless process.

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More low-deposit home loans expected

Banks are expected to be able to lend more to people with small deposits. Banks are allowed to lend up to 10 per cent of their total net new lending on mortgages to people with deposits that are less than a 20 per cent.

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