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M & N Murray

We have always been scared of buying our first home, mainly because we didn’t really know what to expect and were constantly being told that buying your first home was one of the most stressful things next to death. In addition, it felt like we were always chasing the housing market which seemed financially out of reach.

When we were finally in a position to buy, we were told by a close friend that using a broker is the best way to go and that Edge Mortgages were among the best out there.

We pursued that recommendation and it was the best thing we could have ever done in purchasing our first home.

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Time running out for Auckland investors

Over the past few weeks the Reserve Bank has both helped and hurt investors looking to purchase in the greater Auckland area. On the one hand the reduction in the official Cash Rate of 0.25% has seen an immediate reduction in floating interest rates – with a potential ripple out to longer-term rates. On the other hand, they have also directed that from the 1st of October of this year investors will only be able to borrow a maximum of 70% against rental properties.

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