When Banks Stop Lending

As borrowers, we automatically assume that banks are there to lend money, right? The answer is – not always.

Right now, there is more than one major bank who would stop lending today if they could.

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Mortgage holders warned of rate rise

Don’t expect interest rates to stay still despite the Reserve Bank’s decision to keep the official cash rate on hold – that’s the warning from one rate watcher.

The central bank maintained the cash rate at 1.75 per cent today and so far there has been no change in either home loan or deposit rates from the major banks.

But Canstar, which monitors rates closely, has warned that home loan rates will continue to rise this year.

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Edge Mortgages made our dream come true

Where to start, been a wild ride. Without Glen, Michelle McLoed and their team it would not have been possible.

With the rising rent prices in Auckland we had to get out. Found work in Hamilton Waikato, nowhere to live, got hold of Glen and then our journey began.

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