Home loan restrictions have changed the lending game

Loan to value (LVR) restrictions on home lending have created unintended consequences for banks, according to KPMG's annual Financial Institutions Performance Survey report.

The introduction of the 10 per cent new lending limit to borrowers with equity of less than 20 per cent had shifted the action in the market, according to KPMG partner John Kensington.

Loan to value (LVR) restrictions on home lending have created unintended consequences for banks, according to KPMG’s annual Financial Institutions Performance Survey report.

The introduction of the 10 per cent new lending limit to borrowers with equity of less than 20 per cent had shifted the action in the market, according to KPMG partner John Kensington.

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