With more positivity about the future of house value increases the banks, and other lenders, are increasingly freeing up credit policies.
As a company who arranges funding 24/7 we have access to a range of different lenders to make sure we can find a deal that suits you. Going to the bank yourself limits your options and potential to secure a deal.
Given the relaxation in criteria we are currently arranging mortgages for clients across the following areas, including:
- 95% lending + 5% gift (or short-term loan) Credit impaired borrowers
- No proof of income
- 90% investment purchases
- Development funding
The fact is that there is no one-size-fits all in terms of mortgages and we tailor every loan to the individual client.
If you are thinking about borrowing for any reason, against any sort of security, it pays to talk to us first!